Boat Insurance

New Boats

VIP Boat Insurance Program

Boater’s Insurance Agency is uniquely qualified with over 25 years experience to offer the new benchmark in boat insurance coverage, providing uncompromising protection and service. Available on new boat purchases, our VIP Boat Insurance Program sets a new standard of excellence complimenting the pride you take in boat ownership. Listed below are the featured highlights found in our exclusive VIP program:

  • 5 Year Total Loss Replacement Coverage (up to 125% of original purchase price)
  • 10 Years No Depreciation on any motor and underwater machinery
  • $0 Deductible upon request
  • $10,000 Personal Effects Coverage
  • Agreed Value Coverage on Trailer
  • Unlimited Commercial Emergency Towing on or off the water
  • Tournament Fee Reimbursement
  • No Surcharge for high horsepower engines
  • Fast Track Claims Service

Used Boats

All used boats include Agreed Value Coverage which means the boats value won’t depreciate for the lifetime of the policy-no depreciation! Other broad coverage includes Liability Protection, Medical Payments, Uninsured Boater’s Coverage, Personal Effects and Towing Reimbursement.